Lexington, Chapin, Irmo and the SC Midlands

Thinking New Construction? Talk to Your Agent Before You Walk Into the Model Home.

The model home is beautiful on purpose. The person greeting you there works for the builder. Neither of those is a problem, as long as you walk in knowing it and with someone on your side of the table.

One thing to know today: builder policies vary, and some tie agent representation to your very first contact or visit. Checking before you go is free. Trying to add representation after can be impossible.

Builder rep vs. your agentIncentivesLot premiums and upgradesInspectionsWarranties
Who represents whom
Reading the incentive
Options, upgrades, premiums
Timelines and inspections

The part nobody says out loud in the sales office

The on-site sales rep is very good at their job. Their job is the builder.

Subject to the actual relationship and South Carolina’s agency disclosure rules, the builder’s sales representative represents the seller. They can be helpful, friendly and honest, and still owe their loyalty to the other side of the contract. Buyer representation is how you get someone whose loyalty runs to you.

01

Registration policies vary

Some builders require that your agent register you, or accompany you, at your first visit or first contact to be recognized as your representative. Others are flexible. I do not know which policy a given community uses until I ask, which is exactly why you should send it to me first.

02

Representation usually costs you nothing extra

In most builder communities the builder pays a cooperating agent, and it does not change your price. Terms vary by builder and are confirmed in writing before you sign anything, so I will tell you exactly how it works for the community you are considering.

03

The contract is the builder’s contract

Builder purchase agreements are not the standard SC REALTORS® forms. Deposit terms, change-order rules, delay language and warranty terms are written by the builder’s attorneys. Having someone read it for you is the whole point.

What to evaluate

Six things I look at before you sign

1. The incentive, in context

“$15,000 toward closing costs with our preferred lender” is real money, and it should be weighed against the whole deal: the base price, the lot premium, the upgrades that got you to the house you actually want, and the loan terms the preferred lender is offering versus what another lender would offer. I am not a lender and will not tell you which loan to take. I will make sure you compare the total, not the headline.

2. Lot premiums, options and upgrades

The advertised price is usually the base plan on a standard lot with builder-grade finishes. Corner lots, cul-de-sacs, wooded lots and lake-facing lots carry premiums. Kitchens, flooring, cabinets and structural options add up quickly. Ask for the priced-out version of the house you want before you fall in love with the model.

3. Timelines move

Weather, materials, inspections and trades all shift completion dates. A “spring delivery” can become summer. Plan your lease, your rate lock and your moving date around a range, and read the contract’s delay language before you count on a date.

4. Inspections are still your decision

New does not mean flawless. Many buyers hire an independent inspector for a pre-drywall walk and again before closing, in addition to the county inspections and the builder’s own quality checks. Whether to do that is your call. I will tell you what other buyers in the community have done and help you schedule it if you want it.

5. HOA and community documents

New communities almost always have an HOA, and in the early phases the builder usually controls it. Read the covenants, the dues, what is and is not allowed (boats, fences, sheds, rentals) and what amenities are promised versus built.

6. Warranties

Builder warranties commonly cover workmanship, systems and structure on different schedules. Get the warranty document, understand what is covered for how long, and know how to file a claim before you need to.

Financing note. Builder financing incentives can be a good deal. They can also be tied to specific loan products. Compare them with an outside lender, and if you are using FHA, VA or USDA, make sure the community and the lot work with that program. I coordinate; the lender decides.
Do this

Send me the community before you go

Paste the community name or the builder’s link into the form. I will check the representation policy, the current incentive, and what is actually available, then tell you whether it is worth the drive.

Send me the community

New construction intake

Send me the community before you go.

I will check the builder situation and follow up personally. First name and email are all that is required.

Lexington • Chapin • Irmo • Midlands
Optional.
This matters for representation. Either answer is fine; I just need to know.
Must-haves
Optional context only. Not a loan application.

Submitting sends your request to Savannah by email so she can reply personally. Phone number and call/text permission are optional. This is not a loan application.

Personal reply, usually within one business day.